Basic Principles of a Modern Business Dress Code

A lot of business companies today have unspoken rules of a corporate dress code; some of them even have the written ones. The importance of business attire and its influence on the customers has been recognized by most of the world. The right clothing of the personnel symbolizes professionalism and loyalty for the clients.

American business clothes designer Adriana Coley says that the appearance of the staff can tell more about the company than they can tell themselves.

A dress code for the employee connotes a sense of unity and a sign of belonging to the particular group. Moreover, clothes speak for its owner: the way an employee or a businessman is dressed can tell a lot about him as a person. Usually people make a first perception about your professionalism, intelligence and credibility by looking at your dress. You may have not uttered a word yet but your partners and colleagues have already made their judgments. Often, your look at work influences not only the perceptions, but also the job promotions.

That is why being well-dressed is so important and we are going to tell about the general principles of the modern business dress code in this article.

According to some job-search websites, a person dressed in business casual style should look “pulled together,neat and professional”. What does it mean?

There is a list of standard requirements in terms of dressing and grooming successful businessmen usually keep up to. First of all, you need to think of your audience and the company’s corporate culture when you choose your dress.

Secondly, always wear clothes that perfectly fit you, forget about tight pants or narrow skirts – they are uncomfortable since they restrict your movements.

Clothes should be well-pressed and have no wrinkles.

Formal jackets must be buttoned.

As for the perfume – a fragrance has to be mild, both for women and men.

It is absolutely prohibited to wear shorts, snickers and slippers almost in every organization. Transparent clothes, deep necklines and short skirts for ladies are not appropriate in business. We do not advice to wear too tight or bright clothes as well.

Women are allowed to wear classic pant or skirt suites (remember to check the skirt’s length – it should not be too short, better when covering the knees).

Usually women are obliged to wear hose or tights of skin color in the office. Shoes should be on heels (but not too high). Black and dark colors are preferable.

Your hair must be always under control;natural colors and simple haircuts are classic business approach. Manicure and make-up ought to look calm and modest.Middle length-nails with French-style manicure would be the best option.

Women dress-code is quite strict towards the jewelry. You have to be careful about its size and brightness: colorful bijouterie or big pieces are way too much. Earrings and necklaces should not make noise when you move; minimalism is the core principle of wearing jewelry and the whole business dress code.

As for the model blouses and skirts, the sleeves are supposed to be long. In summer you can wear short variant, but the shoulders are better to be covered up.

Jeans are not on the “white list”in most of the serious corporations. Though some modern companies allow their employees wearing smart casual clothes on Fridays, the best alternative for both sexes is still a classic suit.

If you are working in a business environment, the color of your clothes is assumed to be quiet and restful. Classic black or elegant dark blue can be combined with various tints of gray, beige and brown. But there should be not more than 3 different colors and 2 types of pattern in your dress.

You are allowed to diverse your attire with some stylish accessories.

Finally, let us take a closer look at the men’s dress code.

Conservative business style includes traditional dress shirt, preferably white, lace-up shoes, preferably black, classic jacket and a suitable tie of restricted color that reaches the middle of a belt buckle. Classic but chic watch would not be superfluous. Over-the-calf socks should fit the color of suit or shoes.

Some of the most common and appropriate combinations for men can be:

  • Polo shirt with chinos pants, casual belt and leather shoes;
  • A classic long-sleeved shirt with cotton trousers, suitable belt and loafers;
  • V-neck sweater with a round-neck undershirt, straight-leg jeans and lace-up leather boots.

Knowing the basic dress code rules accepted in the business sector is not only the attribute of style, but a sign of your sophistication and an exquisite taste.

Next Employee trainings.

5 Types of Business Insurance and Why You Need Them

No matter the size or nature of your business, one thing that remains the same is the need for business insurance. There are many different aspects of your business that you’ll want to take into consideration when looking for new business insurance – or reviewing your current insurance coverage. Since every business is different, each one will have different insurance requirements. For example, a company that produces physical goods may need different insurance than a company which offers services. In either scenario, there are some similarities, and listed here are a few types of insurance that all businesses should consider.

Workers’ Compensation Insurance – for your employees

Workers’ Comp insurance is required by law in almost every state. It can provide coverage for medical costs and a portion of lost wages for an employee who becomes injured or ill on the job. Typically, this type of insurance only covers injuries or illness that occur on the job site – for example, if an employee slips and falls on a wet floor.

Since the laws regarding Workers’ Comp can be different depending on where your company is located, it’s important to work with an insurance professional to make sure you’re getting the coverage that’s required, as well as what you need for your particular business.

General Liability Insurance

General Liability Insurance is designed to protect you and your business from a variety of claims, including accidents, injuries, or claims of negligence. This type of insurance can help pay for things like property damage, medical expenses, libel, slander, legal costs, and faulty products. No one expects to get sued, but the reality is that it’s always a possibility. You don’t want to leave your business open to these types of situations, and the broader the protection, the better.

Professional Liability Insurance – “Errors and Omissions” coverage

Professional Liability Insurance can also be known as “Errors and Omissions Insurance,” or “Malpractice Insurance.” It protects you from lawsuits that allege negligence in providing professional services, providing shoddy work, or making mistakes or omissions. This type of insurance is particularly important if you have a service-based business, but can also be necessary for other types of businesses as well. Mistakes happen – so adequate Professional Liability Insurance can be helpful, even if you don’t think you’ll need it.

Property Insurance

The definition of “property” is broad, and can mean different things to different types of businesses. That’s why it’s important to make sure you carry adequate Commercial Property Insurance. Without this type of insurance, most small businesses wouldn’t be able to replace their equipment should something happen to cause damage or destruction. Property covered by this type of insurance can include buildings, computers, inventory, supplies and equipment. There are two types of Property Insurance: “all-risk” policies cover just about everything, and is a good way to avoid duplication or overlap of coverage, as well as gaps in trying to cover your liabilities. “Peril-specific” policies, or “named-peril” coverage applies only to particular perils that are specifically named in the policy. They’re usually needed when there is a high risk in a very particular area.

Life Insurance / Key Executive Insurance – protection and benefit

Offering life insurance for employees can be a valuable benefit when trying to attract high-quality employees. A business can even offer additional coverage for executives. These employees are deemed to be crucial to the running and success of the business, and may sometimes require additional insurance, above and beyond what the normal employee benefits provide. This can be another benefit in attracting top talent.

A business can also offer special “Key Person” policies for employees without whom the business could not function. Key Person Insurance protects against a key employee’s unexpected death – often times the benefit amount equals the expected revenue loss and costs required to find and train a suitable replacement. The business pays the premiums, and the insurance is considered a business asset.

It’s possible to combine some of these basic coverages as a package policy, often referred to as a Business Owner’s Policy, or BOP. Many insurance companies bundle certain coverages, and this can save you money, as long as you make sure you get the proper type of coverage.

Even if you feel you have adequate business insurance coverage that meets all your current needs, it’s still advisable to review all your coverage on an annual basis, to make sure that your coverage continues to provide everything that you need. This is particularly important if you or your business have experienced any major changes, such as change in family status, or a significant increase or decrease in business activity. Additionally, be sure to work with a reputable, licensed insurance agent or broker, who has knowledge regarding business like yours.

The Key to Small Business Success Requires an Uncomplicated Commitment

Virtually every owner or manager will agree that operating a small business requires lots of hard work on the part of both managers and employees. It’s what is commonly known as “sweat equity”. Or in other words, hard work is required to bring the results desired.

Hard work alone is not enough. Additionally, the business owner must be prepared to make a commitment to building and growing the business. That translates to being on the job every day.

Unfortunately, some owners, such as those who purchase a franchise, assume that their on-the-job commitment is not necessary if they hire a manager to run the business. Sometimes that works. More often it doesn’t work so well. Nevertheless, operating a small business requires hard work by the owners and managers.

There are three fundamental steps in the process of the hard work that are not complicated, but necessary for success.

Getting work comes first. Whatever the business does, it must first promote and sell its products and services to the markets served. The business cannot depend on chance. To illustrate, if the business has the cure for the common cold, it must tell the market and provide a way for potential customers to contact the business to purchase the remedy. To get work or sell products and services, the business must make the market it serves aware of its presence and skills as well as how to contact the business. Fortunately, there are many affordable advertising and promotion options for small businesses that will contact potential customers who are likely to buy the products and services available for purchase.

Fulfilling and delivering customer orders is the second step. Whether designing, building, assembling or delivering products or services, small businesses do of good job of getting the work done. What they do not do so well sometimes is fulfilling the order or getting the project done on time.

There may be nothing more irritating or displeasing to a customer than a supplier or vendor who does not fulfill an order or complete a project on time. This happens far too often with small businesses. While it is desirable to get something done the right way even though it may take more time than originally planned, small business owners and managers must strive to meet deadlines or finish projects before the deadline if they want to be successful.

Paying bills and getting paid for the Work performed and delivered is the third step of the process.

Small businesses tend to pay bills to vendors and suppliers before the due date because they think the thought doing so will assure a good credit status with the vendor or supplier if the bill is paid before due. Paying the bill when due is good enough.

On the other hand, they will allow their customers to pay bills beyond the due date.

At the end of the fiscal year, most small businesses will complain that while sales were good, there was little cash in the company checking account. When asked why this is the case, Accountants and Consultants will reply that the cash shortage is in Inventory or Accounts Receivable. Usually the latter is the major contributor to cash shortfalls.

Small businesses do not do a good job of getting paid in a timely manner. It does not have to be that way and it should not be that way. In fact, it is very easy to assure timely payments when a consistent and uniform Accounts Receivable Collection Procedures Program is in place.

Accounts Receivable systems are a valuable asset to small businesses. The consistent application of Accounts Receivable collection activities will reduce costs which in turn improves margins and operation profits.

In closing, a professional Accounts Receivable Collection is not the dreaded last minute phone call to the customer that nobody wants to do. On the contrary, the process begins at the Point of Sale when buyer and seller agree to payment terms required and continues on professional and uniform communication between the buyer and the seller.